Life Insurance
What would a Life Insurance policy cover?
Think about your lifestyle now…
Would your family be able to maintain that lifestyle if something were to happen to you? In short, do they depend on you financially?
Major stuff like the mortgage and loans right through to the basics like food and clothes… would they be able to pay for birthdays, treats and holidays in the future?
Folk want the facts about how to buy life insurance in a no-nonsense, jargon-free style.
We won’t confuse or baffle you with babble - We will astound you with our efficient, friendly and easy to access service.
Below is a little more about how you can protect you, your family and your business
Protection
Life Insurance
Life insurance is there to protect you or your family.
This can be Term or Decreasing Term (Mortgage Protection)
This type of policy provides coverage for a specific term or duration, such as 10, 20, or 30 years. If the policyholder passes away within the specified term, the death benefit is paid out to the beneficiaries. If the policyholder survives the term, there is no payout, and the coverage typically ends.
Critical Illness Cover
Critical illness cover is a type of insurance that provides a lump sum payment if the insured person is diagnosed with a specified critical illness or medical condition during the term of the policy. It is designed to offer financial support to individuals and their families during a challenging time when dealing with a severe illness.
Income Protection
Income protection insurance is a type of insurance that provides a regular income if you are unable to work due to illness, injury, or disability. It is designed to replace a portion of your lost income, helping you maintain your financial stability and cover essential living expenses during the period of inability to work.
Health Insurance
Health insurance in the UK, often referred to as private medical insurance (PMI) or private health insurance, is a type of insurance that provides coverage for private healthcare services. It is designed to offer individuals greater control and choice over their medical treatments and access to healthcare facilities outside the National Health Service (NHS).
Business Protection
Key person cover, also known as key person insurance or keyman insurance, is a type of business insurance in the UK that provides financial protection to a company or organization against the potential loss or impact caused by the death, critical illness, or disability of a key employee or key individual within the business.