About Us
Mortgage Brokers in Derby
It's free to speak with a mortgage advisor
7 days a week

Meet the Team

Mortgage & Protection Advisor
Meet Paulina – Mortgage & Protection Adviser
Paulina is a dedicated mortgage and protection adviser, committed to making the mortgage and insurance process simple, clear, and stress‑free. She understands that navigating financial products can often feel like solving a complex puzzle – and she’s here to guide you every step of the way.
How Paulina Helps
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Clear, tailored advice – breaking down complex options into straightforward solutions.
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Protection expertise – ensuring you and your family are covered with the right insurance.
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Client‑first approach – friendly, professional support designed around your needs.
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Added Value
Paulina is also Polish‑speaking, offering mortgage and protection advice in both English and Polish. This ensures that clients feel fully comfortable and confident when discussing important financial decisions.
With her approachable style and dedication to client care, Paulina makes the mortgage journey not only manageable but reassuring.
Poznaj Paulinę – Doradcę ds. Kredytów Hipotecznych i Ubezpieczeń
Paulina jest oddaną doradczynią ds. kredytów hipotecznych i ubezpieczeń, której celem jest sprawić, aby cały proces był prosty, przejrzysty i bezstresowy. Doskonale rozumie, że wybór kredytu czy ubezpieczenia może wydawać się skomplikowaną układanką – dlatego jest tutaj, aby pomóc Ci krok po kroku.
Jak Paulina pomaga klientom
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Jasne i dopasowane porady – tłumaczy zawiłe kwestie w prosty i zrozumiały sposób.
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Specjalizacja w ubezpieczeniach – dba o to, aby Twoja rodzina była odpowiednio zabezpieczona.
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Indywidualne podejście – profesjonalne wsparcie dostosowane do Twoich potrzeb.
Dodatkowa wartość
Paulina biegle mówi po polsku, dzięki czemu może prowadzić rozmowy i doradzać zarówno w języku angielskim, jak i polskim. To sprawia, że klienci czują się pewnie i komfortowo, podejmując ważne decyzje finansowe.
Dzięki swojemu doświadczeniu, empatii i zaangażowaniu Paulina sprawia, że droga do własnego domu czy odpowiedniego ubezpieczenia staje się znacznie łatwiejsza.
First Choice Financial Services – Independent Mortgage Brokers in Derby, Southend-on-Sea & Nationwide
At First Choice Financial Services, we are proud to be an independent firm of Mortgage Brokers in Derby, Southend-on-Sea, and across the UK, specialising in mortgages, equity release, and protection advice.
Our Mission
Our primary goal is simple: to ensure every customer receives the best possible mortgage guidance, no matter their circumstances.
Whether you’re a first-time buyer, moving home, or looking to remortgage, we go the extra mile to protect your financial wellbeing with tailored solutions, including:
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Life insurance
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Critical illness cover
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Income protection policies
Specialist Support
We also help clients who may face additional challenges, such as:
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Less-than-perfect credit histories
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Debt consolidation mortgages (when suitable)
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Self-employed mortgages with complex income structures
Over the years, we’ve successfully supported many individuals who once believed they would never be able to secure a mortgage.
Ongoing Advice & Reviews
Our dedication as Mortgage Brokers in Derby and Southend-on-Sea doesn’t end once we’ve found you the right mortgage. We remain in regular contact throughout your mortgage term, carrying out periodic reviews to ensure you never miss out on a better deal.
Local & Nationwide Coverage
If you live in or near Derby, Southend-on-Sea, or elsewhere in the UK, we offer face-to-face independent mortgage advice, guiding you through the entire process. You can easily schedule an appointment with one of our advisers at our local offices.
For those considering equity release in Derby or later-life lending, you can also use our free equity release calculator to explore your options.
Whole-of-Market Mortgage Advice
When recommending a mortgage, we search the entire market to find the product that best fits your needs. We take into account:
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Deposit amount
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Employment status
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Income level and frequency
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Credit history
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Outstanding debts
Once we’ve gathered the details, we’ll discuss the key aspects of your new mortgage and provide advice tailored to your unique circumstances.
Who We Help
We provide mortgage advice for:
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Remortgages
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Home movers
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Self-employed mortgages
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Debt consolidation mortgages
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Bad credit mortgages
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Buy-to-let mortgages
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Right to Buy mortgages






