
Emergency Service Mortgages
Free Residential Mortgage Advice for Emergency Service Workers
At First Choice Financial Services, we proudly provide FREE residential mortgage advice tailored specifically for 999 workers – including paramedics, firefighters, and police officers.
Understanding Your Unique Challenges
Emergency service professionals play a vital role in keeping our communities safe. Yet when it comes to mortgages, you often face unique hurdles:
-
Irregular shift patterns
-
Complex overtime pay structures
-
Limited access to traditional banking hours
These factors can make the mortgage process more complicated. That’s where we step in.
Why Choose First Choice Financial Services?
-
Specialised Expertise – With my own background in the emergency services, I understand the pressures and challenges you face. This insight allows me to provide advice that truly fits your circumstances.
-
Flexible Appointments – We work around your shifts, offering evening and weekend consultations to suit your schedule.
-
Personalised Service – Tailored mortgage advice for police, ambulance, and fire service workers, ensuring you get the right solution for your needs.
Secure Your Dream Home with Confidence
With our expert guidance, you can navigate the mortgage process smoothly and efficiently – saving time, reducing stress, and securing the home you deserve.
📞 Contact us today for your free consultation and discover how our emergency service mortgage advice can help you.

Fire Fighter Mortgages
Tailored Mortgage Advice for Fire Service Professionals
The fire service is one of the UK’s largest and most respected employers. While many mortgage lenders understand the basics of your income structure, at First Choice Financial Services we go further. Our mission is to connect you with lenders who have a proven track record of offering the most competitive rates to professionals with income profiles like yours.
Personalised Guidance for Firefighters
We provide specialist mortgage advice for fire service professionals, ensuring every recommendation is tailored to your financial situation. From calculating your true purchasing power to sourcing the most suitable rates and deals, our team is committed to making the process smooth, transparent, and stress‑free.
First‑Hand Experience You Can Trust
Having proudly served as a firefighter with Derbyshire Fire and Rescue Service for 10 years, I know first‑hand the unique challenges faced by emergency service workers. From irregular shift patterns to the pressures of the job, I understand the realities behind the payslip. This experience allows me to offer advice that goes beyond numbers – advice rooted in genuine understanding.
Why Choose Us?
-
Specialist expertise in mortgages for fire service professionals
-
Access to trusted lenders who understand emergency service income structures
-
Personal insight from a former firefighter who knows the demands of the role
-
Tailored support to help you secure the right mortgage with confidence
Police Mortgages
Tailored Mortgage Advice for Police Officers
This is my partner – she is a proud Police Officer.
Having seen first‑hand the dedication and challenges faced by those in the police service, I understand the unique financial circumstances that can affect your mortgage journey.
Understanding Police Income Structures
As a police officer, your income often includes unsocial hours allowances, overtime, and variable pay. While these can complicate mortgage applications, at First Choice Financial Services we specialise in navigating these intricacies. Our goal is to ensure your full earning potential is recognised by lenders, giving you access to the most suitable mortgage options.
Why Work With Us?
-
Specialist Knowledge – We understand the complexities of police pay structures and how they impact affordability assessments.
-
Tailored Solutions – We match you with lenders who have a proven track record of supporting emergency service workers.
-
Trusted Expertise – With years of experience in both the emergency services and financial sector, we provide advice that’s both practical and empathetic.
Secure the Right Mortgage With Confidence
By working with seasoned mortgage professionals like us, you can rest assured that you’ll secure the most suitable mortgage solution for your needs. We leverage our expertise to overcome the challenges and maximise the opportunities associated with police mortgages.
📞 Contact us today for free, no‑obligation advice and take the first step toward your new home.


Paramedic Mortgages
Tailored Mortgage Advice for Paramedics
This is my niece – she is an experienced Paramedic with EMAS.
Having seen the dedication and challenges faced by paramedics first‑hand, I understand the unique financial circumstances that can affect your mortgage journey.
The Challenges Paramedics Face
As frontline emergency service professionals, paramedics often deal with:
-
Irregular shift patterns
-
Unsocial hours and overtime pay
-
Travel demands that can take you far from home
These factors can make it harder to secure a mortgage through traditional lenders, as not all providers fully understand the realities of your income structure.
How We Can Help
At First Choice Financial Services, we specialise in mortgage advice for paramedics and emergency service workers.
By working with lenders who have experience supporting frontline professionals, we can:
-
Ensure your full income (including allowances and overtime) is recognised
-
Match you with specialist lenders who understand your role
-
Provide tailored mortgage products designed to meet your specific needs
-
Secure Your Home With Confidence
You don’t need to navigate the mortgage process alone. With our expertise and understanding of the emergency services, we’ll guide you every step of the way – helping you secure the right mortgage with confidence.
📞 Contact us today for free, no‑obligation advice and discover how our paramedic mortgage solutions can work for you.
We help your Charities
With every completion we donate £25 to charities that help support your services.



