
🏡 Fast & Friendly Mortgage Brokers in Southend-on-Sea
Welcome to First Choice Financial Services Southend-on-Sea — your trusted destination for expert mortgage advice, delivered with warmth and efficiency.
👩💼 Meet Lucia & Paulina
Lucia and Paulina are experienced mortgage brokers based in Southend-on-Sea, supported by a dedicated team with decades of combined industry expertise. They’re passionate about helping you find the right mortgage — whether you're buying your first home or refinancing.
💬 Why Choose Us?
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✅ Local experts who understand Southend’s property market
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✅ Personalised advice tailored to your financial goals
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✅ Free initial consultations — no pressure, no obligation
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✅ Stress-free service from enquiry to completion
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🛠️ What We Offer
Whether you're:
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A first-time buyer in Southend-on-Sea
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Looking to remortgage your property
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Exploring equity release options
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Or simply seeking clarity on your mortgage choices…
We’re here to guide you through every step with professional know-how and exceptional customer care.
📅 Book Your Free Consultation Today
We recommend using our online booking system to schedule a free consultation at a time that suits you. It’s your chance to speak directly with Lucia or Paulina, discuss your needs, and get expert advice from your trusted mortgage brokers in Southend-on-Sea.
Meet Lucia
👩💼 Meet Lucia — Senior Mortgage Adviser in Southend-on-Sea
Lucia brings a unique blend of property passion and financial expertise to her role as a Senior mortgage adviser. With a background in both estate agency and the accounts department of a local solicitors, she understands the full picture — from property listings to legal paperwork.
“I’ve always loved property and finance, and I wanted to combine the two — so I completed my full CeMAP qualification in January 2021 and became a mortgage adviser.”
Lucia is an expert in all things mortgage, but she truly shines when supporting:
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🏡 First-Time Buyers — guiding them through every step with clarity and care
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💼 Self-Employed Clients — helping them navigate complex income structures with confidence
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She’s also passionate about helping clients understand the pros and cons of leasehold properties, making sure they feel informed and empowered in their decisions.
🌳 Outside of Work
Lucia enjoys peaceful walks through the woods or along the Southend promenade with her little girl — always with a hot chocolate and a donut in hand.


👩💼 Meet Paulina — Mortgage & Protection Adviser in Southend-on-Sea
Paulina is the newest member of the First Choice Mortgages Southend-on-Sea team — and she’s already making a big impact. As a dedicated mortgage and protection adviser, she’s passionate about simplifying the process and helping clients feel confident every step of the way.
“Navigating mortgages and insurance can feel like a complex puzzle — but I’m here to make it simple and stress-free for you.”
Paulina is also our resident Health & Protection expert, with a special focus on helping families protect what matters most.
Polish-Speaking Adviser
Paulina proudly supports Polish-speaking clients and offers bilingual advice to ensure clarity and comfort throughout the process.
Take care of your family and your peace of mind.
In the event of the unexpected, the right insurance can protect your loved ones and ensure your mortgage repayments continue — so you can focus on what truly matters.
She encourages regular policy reviews to ensure your cover still meets your needs — and may even uncover savings or improvements based on your current financial situation.
Zadbaj o rodzinę i własny spokój ducha.
W przypadku nieoczekiwanych zdarzeń, odpowiednio dobrane ubezpieczenie zapewni bezpieczeństwo Twojej rodzinie oraz kontynuację spłaty kredytu hipotecznego, dzięki czemu możesz skupić się na tym, co naprawdę ważne
Ważne jest, aby sprawdzić, czy Twoje obecne ubezpieczenie nadal pokrywa Twoje potrzeby.
Regularna analiza polis może przynieść korzyści w postaci potencjalnych oszczędności, a także wprowadzić niezbędne zmiany, dostosowując je do Twojej obecnej sytuacji finansowej i potrzeb w zakresie ubezpieczenia.









