Our Fees

💬 Free Initial Consultation

We offer a free initial consultation to help you decide if we’re the right fit for your mortgage or equity release needs. It’s a chance for us to understand your goals — and for you to see how we work. No pressure, no obligation.

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💷 Flat Fee Structure

We believe in clear, upfront pricing with no hidden costs.

Note: In rare cases requiring additional work, fees may be higher — but we’ll always discuss and confirm everything in writing before proceeding.​

 

 

🤝 Our Fee Promise

We’re confident in our service — and we back it up:

• No mortgage approval? No fee.

• No broker fee at renewal.
  (A £99 admin fee may apply.)

• Lifetime support for your mortgage journey.

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✅ What’s Included in Your Fee

Your one-time fee covers a comprehensive, stress-free experience:

• Tailored Mortgage & Equity Release Advice

• Full Application Submission & Underwriting Support

• Insurance Recommendations That Fit Your Budget

• Legal Case Instruction & Initial Paperwork Completion

• Property Survey Coordination

• Third-Party Liaison (Estate agents, lenders, solicitors, insurers)

• Ongoing Support — via phone, email, or message, whenever you need us

 

📞 Ready to Chat?

If our approach feels right for you, we’d love to hear from you. Let’s arrange an initial conversation and explore your options together.

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**During mortgage renewal, no additional broker fee will be charged. However, an administration fee of £99 may still apply.

***In certain cases, such as adverse credit or debt consolidation, additional work may be required, leading to a fee higher than our typical £499. Fees for such cases will be discussed, agreed upon, and confirmed in writing before any work or advice is provided. The typical fee for debt consolidation or cases involving adverse credit is £699, payable upon mortgage offer.